PayU India is one of the largest payment gateway services providers. PayU offers high success rates and detailed analytics coupled with great customer service and aggressive pricing.
PayU payment options include:
Visa/Mastercard/Diners/Amex credit Cards
All Debit Cards including Maestro
33+ Net banking options
EMI of Citibank, HDFC, ICICI, Axis etc
Cash cards and mWallets
IVR Payments and Email Invoicing
The following are the PayU plan options:
This article will cover how to obtain a merchant ID with PayU, and how to integrate your PayU merchant ID with your .
To read more about payment gateways and compare all payment gateway options, read this article here >
How to obtain a Merchant ID with PayU
Please note, it takes time to get an account up and running with PayU. has a strong partnership with PayU, and we will help you through the process. Below outlined is the procedure for issuing a Merchant ID:
Step 1: Initial Site Approval
PayU requires details about your company and the products you will be selling, in order to approve you for a merchant ID. So before you can apply, you will need to start to build out your (eg: ).
Your website will need to include the below mentioned pages/information for the initial site approval by the PayU team.
About Us page - ie, who we are, what we do
Contact Us page - including company legal name, phone, address, and email
Refund Policy - how you will handle returns and exchanges
Terms & Conditions
you should begin to set up categories and collections, and add some products
each product should include description and pricing information
this does NOT have to be a complete and final list
Once this information is complete, your will send an introduction email to the PayU team to start the process of initial site approval. If you don’t know how to reach your , you can email for assistance.
Step 2: Fill out the Merchant Application Form
Once you choose a PayU plan (see above chart), your PayU representative will send you a merchant application form. You will need to submit the completed form to PayU.
Step 3: Send KYC docs to PayU
Upon receipt of your merchant application form, PayU will courier their merchant agreement to you along with the list of “Know Your Customer” (KYC) documents required for banking approval, based on your businesses legal entity type.
You will need to send the signed agreement and all the documents required to PayU at the address provided by your PayU contact.
Step 4: PayU to apply for banking approval
Once all the documents are completed and all discrepancies are solved, PayU will apply for banking approval and within 1-2 weeks will issue the Merchant ID for going live.
PLEASE NOTE: PayU will not be able to apply for banking approval until the time the website is live on the final URL. Hence your should be made live on your custom domain for PayU to start this process.
Step 5: PayU issues a Merchant ID
Once a Merchant ID and username is issued and given to you, you would need to pass this info to so that we can complete step 6.
Step 6: Mapping Merchant ID to URL
and PayU will work together to map your merchant ID to both your demo URL ( ) and your personal domain (e.g., yourstore.com). This will set up your online store as an authorized referrer for your Merchant ID.
Step 7: Integration
will integrate and test the payment gateway set up. Once this is complete, you are ready to start selling!
Setting PayU as your Payment Method
To configure PayU as a payment gateway for your :
1. Login to your Workspace
2. Click on Settings from the left menu.
3. Within Settings, click on Checkout and Payments.
4. Here you will see all the PowerStores integrated payment methods, including PayU. In the pulldown menu, select PayU.
5. Enter your Merchant ID and Salt (provided by PayU) in the fields as shown in the screen below. See the steps above to obtain your merchant ID from PayU.
6. Click Save.